Mortgage back office · By AI Solutions Guru
A borrower website, AI document intake and a back office that carries every file from application to clear to close. Your processor stops chasing paystubs and starts closing loans.
Application 2
Documents 2
Underwriting 1
Clear to close 1
Paystub read and filed
File complete. Ready for the underwriter.
Sample data
01 · The real bottleneck
Every file waits on the same things: a missing paystub, a blurry statement, a borrower who stopped answering. That waiting is what costs you closings.
Your processor emails the same borrower three times for one paystub. The system asks once, reminds on its own, and stops the moment the document arrives.
A folder called “scan0043.pdf” helps nobody. Every upload is read, named, and filed to the right slot of the loan checklist automatically.
MISMO 3.4 import and export: bring a file in from the LOS you already use, finish it here, send it out as MISMO 3.4. Nobody types it twice.
02 · How it works
The borrower fills a guided application on your branded site, from any phone.
A secure portal asks only for the documents this loan program needs.
AI reads each document, names it and files it to the checklist.
The workspace shows every blocker before the file leaves your desk.
One click sends a complete MISMO 3.4 package to the lender.
03 · What you get
Window 01 · For your borrowers
Your logo, your domain. A guided application in plain language, a secure upload portal, and an assistant that answers borrower questions at night so your phone stays quiet.
Where do you work?
Yes, a screenshot of your bank statement works. Upload it here and I will file it for your processor.
Window 02 · For your processors
AI intake reads each upload, recognizes what it is, and files it to the right slot on the checklist for that loan program. Anything uncertain lands in a review tray instead of the wrong folder.
Window 03 · For your lenders
The submission workspace lists every blocker before the file leaves. When it is clean, it exports as MISMO 3.4 and goes to the lender with a cover sheet. Fewer conditions, fewer round trips.
04 · Yours to tune
Your administrator decides how much runs on its own. Start simple, and turn more on when your team is ready.
Choose what runs by itself: document requests, reminders, filing. Keep a person on every step, or let the file move on its own.
Coming soonDecide where AI helps: reading documents, sorting your mail, answering borrowers. Turn each one on or off.
Coming soonAdmin, staff or loan officer, each with read only or full access. Loan officers see only their own loans.
Need something we don’t have? We add it to your installation, inside the MISMO 3.4 standard.
LoanSifter Coming soon
Pricing in sync with your files.
Claude
Ask about any file and update it from Claude, within your permissions.
ChatGPT Coming soon
The same, from ChatGPT.
Your inbox Coming soon
Urgent mail flagged and replies drafted, sent only when you allow it.
05 · Security and compliance
Built for the questions your compliance officer and your lenders will ask. The full answers are on the security page.
Every document is stored encrypted and travels over HTTPS. Nothing sits in an open inbox or a shared folder.
Nightly encrypted copies in three separate locations. One is locked for 35 days so nobody can delete it, not even us.
A backup only counts if it comes back. We restore ours on a schedule and check every record.
Passwords stored in a form that cannot be reversed, accounts that lock after wrong attempts, and an email for every new device.
Staff are signed out when idle, so an open laptop is never an open file.
Social Security numbers and similar fields stay hidden on screen unless the person is allowed to see them.
Who opened a file, who edited it, who sent it. The audit trail your examiner asks for is already there.
Forms and uploads refuse requests from other sites, and every upload goes through a secure portal.
06 · Built on a real desk
LoanProGuru was built inside Stark Processing, a working mortgage processing company. Every screen exists because a processor needed it on a real file, with a real borrower waiting.
07 · Pricing
Add loan officers without adding cost. Setup can be split into three monthly payments with no interest.
$490 per month
$890 per month
$1,690 per month
Need hands, not just software?
A dedicated processor works your loan inside the same software: documents, conditions, lender follow up. Priced per file, collected at closing. No processor on your payroll.
Ask for pricing
See all servicesLive demo · 30 minutes
We walk one loan from application to lender submission, live, on screen, and show how it fits the way your team works.
Book a live demo(305) 645 6307 Royal Palm Beach, FL
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Test version, not the live site